The bank is code.

The Standard Reserve

A closed monetary economy: one currency, one market, one signal, one authority. Four loops from the whitepaper — immutable.

Four loops — Flywheels.

  1. 01Adoption — Genesis mint: allowlist 0.15 ETH liquidity fee; remainder a 30-min Dutch 1.25→0.15 ETH. 100% to LP and vaults, 0% team. Additional charter auctions are not enabled at genesis. A new banker re-slices the pie, never grows it.
  2. 02Expansion — Adding a branch is the protocol’s largest supply sink. Every license is paid in $STANDARD and burned in full.
  3. 03Fee flow — Buys and sells both pay in ETH. Expansion stacks gold and POL; contraction buys back and burns. Split 70% vault / 15% POL / 15% team.
  4. 04Monetary policy — When capital exits, three defenses fire: issuance cuts in one epoch, fees flip to buybacks, the resolution fee rises.

Genesis 14 Sep: allowlist 0.15 ETH liquidity fee (5:30–8:30 PM EST). Remaining seats public Dutch 1.25→0.15 ETH. 100% of mint to LP and vaults, 0% team. You hold #0042. Additional charter auctions are off at genesis. Issuance, m, epoch and trading fees are still sim.

WASD / arrows to move · M desk · E to interact

@kobetsukaizen

STANDARD is an experimental onchain protocol. It is not a bank, holds no deposits, offers no accounts, and is not a regulated financial institution. Nothing here is investment advice. Mint schedule (0.15 ETH, Dutch 1.25→0.15) is official launch. m range, epoch length and trading fees are still sim. The formulas are the whitepaper’s.